Banks and the Financial Sector

Current Challenges

Banks are facing the most significant challenges in recent decades and find themselves in a state of change. Current interest rates and the competitive environment require a high degree of willingness to change, and to change quickly. New sources of revenue must be found, product offerings must be consolidated and costs reduced. Low interest rate levels and the general economic environment also offer many players in the markets the necessary growth impulses. The mega-trend of digitization offers authentic opportunities to combine growth with consolidation.

Digitization Challenge

In future, and without exception, digitization will place a question mark on each business model and process in the finance sector. New participants in the market are setting new trends and offering new products and services. In what is often a completely new digital environment for them, established participants are working intensively on their business models and the adaptation to customer needs of their organisations for growth and processes.

Alignment of Business and IT

In the digital environment high degrees of flexibility and speed are decisive in making change. As an enabler IT is coming into sharper focus. IT will become the driver of business model and process digitization. What must be ensured is the alignment of business and IT in banks.

  • Solution oriented consultancy in processes and management for banks
  • Focussing on the operationalization of management decisions and strategies
  • We possess many years of experience and wide ranging expertise with banks, credit institutions as well as car finance and leasing companies.
  • In our integrated and results-oriented consultancy approach we focus on sustainable partnerships and high levels of customer satisfaction
  • Our approach is based on structured methodologies and instruments proven in practice
  • We focus on measurable results and long term benefits for our customers through the expansion of their service capabilities and competitive strengthse
  • Our areas of consultancy encompass the core topics of multi-channel banking, credit factory and business process outsourcing
  • We offer business process management consultancy targeted at process optimization, process controlling and process governance right up to the integrated re-organization of the process landscape.
  • We possess established expertise in the tax valuation of financial products (settlement and withholding taxes)

Frank Kuhlmeier

Head of Financial Services

Scheer GmbH
Uni-Campus Nord
66123 Saarbrücken

T +49 681 93511-225